This Terms of Use (“Terms”) form a binding contract between Gigs Media Private Limited (“ kredit just Lons”) and you. kredit just Lonsis a proprietary and technology platform at https://shreeshambujifinance.online/ and also over microsites created therefrom (jointly “the kredit just LonsPlatform”). kredit just LonsPlatform is a set of proprietary APIs, SDKs, tools, plugins, code, technology, content, and facilitates communication between customers and financial institutions registered with kredit just LonsPlatform (“financial institutions”). By accessing the kredit just LonsPlatform and/or by availing any of the services offered by kredit just Lonsand/or its associates you agree to the provisions of, you agree to the provisions of this Terms. If you do not agree with any of the provisions of these Terms, you must immediately cease your access of kredit just Lonsplatform and not use our Services. By continuing to access and/or use of kredit just Lonsplatform, or by using our Services, you confirm that you have read, understood and accepted each of the provisions of this Terms.
This Terms shall govern your use of kredit just LonsPlatform and the Services offered by kredit just Lons. Supplemental terms may apply to specific Services, for example, arrangements for a specific occasion, movement or advancement, and such supplemental terms will be uncovered to you regarding the appropriate Service(s). Supplemental terms, if any, will be in addition to, and shall be deemed a part of, this Terms for the purposes of the applicable Service(s). Supplemental terms shall prevail over this Terms in the event of a conflict with respect to the applicable Services.
kredit just Lonsmay, at its sole discretion, amend the Terms from time to time. Unless otherwise set out herein, amendments will be effective upon kredit just Lons’s posting of such updated Terms or the amended policies or supplemental terms on the applicable Service(s). Your continued access or use of the Services after such posting constitutes your consent to be bound by the Terms, as amended. These Terms are to be read in conjunction with the Privacy Policy documents, the provisions of which are deemed to have been included herein by reference.
By accepting the provision of these Terms, you represent to kredit just Lonsthat:
kredit just Lonsreserves the right to take suitable action in case this representation is found to have been incorrect.
The kredit just LonsPlatform allows you to create a user account. You may browse the kredit just LonsPlatform without creating a user account. However, some of the features of the kredit just LonsPlatform may be unavailable to you unless you create such account. You should not create more than one user account on the kredit just LonsPlatform. At the time of creating your user account, you will be required to submit certain information about yourself. It is recommended that you keep your account information current and to follow good password security practices to avoid misuse of your profile. You are solely responsible for the security of your account; you expressly agree to absolve kredit just Lonsof any responsibility and liability in this regard.
All information that you provide to us during the process of your registration and thereafter should be accurate and complete. kredit just Lonsis not responsible to verify the information that you provide. However, kredit just Lonsmay require you to substantiate the information provided by you through supporting documents, without being obligated to do so.
You shall be solely responsible for maintaining the confidentiality of your user account and its access credentials. You shall notify kredit just Lonsimmediately in writing of any unauthorised access of or through your user account or any other breach of security. Notwithstanding such notification, kredit just Lonswill not be liable for any loss that may be incurred by you as a result of unauthorised access.
kredit just Lonsmay, at its sole discretion, curtail your access to the kredit just LonsPlatform without the need to assign a reason if:
kredit just Lonsreserves the right, at its sole discretion, to withhold, suspend or to terminate your access to the kredit just LonsPlatform without prior notice for any reasonable cause, including routine maintenance activity, breach of the provisions of this Terms by you, and audit and fraud detection activity.
If your access has been curtailed, withheld, suspended to terminated, then you shall not attempt to re- register yourself on the kredit just LonsPlatform or to use the kredit just LonsPlatform in any manner whatsoever. The remedies available to kredit just Lonshereunder are without prejudice to its entitlements under the law, including the right to recover any amount due to be paid by you and to pursue such legal action as may be deemed necessary by kredit just Lons.
The kredit just LonsPlatform enables you to avail short term credit facility from the financial institutions and acts as an intermediary which enables communications between you and the financial institutions. Under the Services offered by kredit just LonsPlatform, it will require you to submit information for you to make an application (“Credit Facility Application”) for short term credit facility (“Advance”) to a duly licensed entity registered with kredit just Lonsand use of such other functionalities of kredit just LonsPlatform as permitted by kredit just Lons. kredit just LonsPlatform reserves the right to verify the accuracy and correctness of the information submitted by you.
Upon submission of the required information with the kredit just LonsPlatform, kredit just LonsPlatform may either accept or reject your Credit Facility Application. Such decision is based on the formats, methodologies, algorithms and other systems determined by kredit just LonsPlatform. It is hereby clarified that an acceptance of a Credit Facility Application does not guarantee disbursement of the Advance. For the avoidance of doubt, kredit just LonsPlatform is under no obligation whatsoever to reveal to you (including your nominees, heirs and successors) its assessment of your credit worthiness at any point in time. kredit just LonsPlatform may undertake evaluation of risk in relation to each Credit Facility Application submitted by you based on various factors including the amount of the Advance, the credit eligibility parameters and other requirements determined by kredit just LonsPlatform and set out/ suggested by the Financial Institutions.
kredit just LonsPlatform reserves the right to verify every Credit Facility Application made to it. Given the dynamic nature of the determination made by kredit just LonsPlatform, you acknowledge that there is no assurance or guarantee that kredit just Lonsshall accept your submission of a Credit Facility Application for each and every Advance that you seek to avail.
You agree and accept that kredit just Lons, by itself or through authorized persons, advocate, agencies, bureau, etc. have a right (but not an obligation) to verify any information given, check credit references, employment details and obtain credit reports to determine credit worthiness from time to time.
The Service offered using kredit just LonsPlatform does not guarantee that the Advance applied by You will be disbursed to you. kredit just LonsPlatform merely acts as a facilitator to allow you to make a Credit Facility Application in relation to an advance sought by you to the Financial Institutions registered on the kredit just LonsPlatform. All decision to whether or not grant you the Advance will always rest with Financial Institutions and will be made using Financial Institutions’ credit decision processes and methodologies.
You understand that the Financial Institutions will require you to submit further documentation, information and details as required under applicable laws and its internal policies prior to taking any decision about grant of Advance to you. When Financial Institutions decides to grant an Advance to you, it shall require you to execute a loan/credit facility agreement (“Loan Documentation”) with it to record the terms of the arrangement.
You will be required to repay the Advance along with all interest, charges and fees to Financial Institutions in such manner as prescribed under the Loan Documentation between you and the Financial Institutions. You are advised to carefully read and understand the provisions of the Loan Documentation before availing the Advance. Services of kredit just Lonsis only limited to facilitate communication between you and the credit providers registered on the kredit just LonsPlatform and the kredit just Lonsis not responsible or liable for any Advance sought by you from the Financial Institutions.
You acknowledge that an Advance disbursed under the Loan Documentation is a distinct transaction between you and Financial Institutions, independent of our Service. Any dispute between Financial Institutions and you with respect to any Advance disbursed to You, must be directly settled between Financial Institutions and you and that you will not include or seek to include kredit just Lonsin such dispute, failing which kredit just Lonsshall be at liberty to take any and all actions that may be available to it to protect its interests..
You expressly permit kredit just Lonsto use any or all of the information provided or generated by you and/or available on the kredit just LonsPlatform.
You are responsible for obtaining the data network access necessary to use the Services. Your internet network providers (be it mobile network or fixed line) data usage rates and fees will apply if you access or use the Services from a wireless-enabled device. You are responsible for acquiring and updating compatible hardware or devices necessary to access and use the Services and kredit just LonsPlatform and any updates thereto. We do not guarantee that the Services and kredit just Lonsplatform, or any portion thereof, will function on any particular hardware or devices. In addition, the Services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications.
Subject to your compliance with this Terms, kredit just Lonsgrants you a limited, non-exclusive, revocable, non-transferable license in India to: (i) access and use the kredit just LonsPlatform through your PC Framework or other portable specialized gadget solely in connection with your use of the Services; and (ii) access and use any content, information and related materials that may be made available through the Services, in each case solely for your personal, non-commercial use. Any rights not expressly granted herein are reserved by kredit just Lonsand its licensors.
You are is solely responsible for any content you upload, download, post, email, transmit, store or otherwise make available through your use of the Service. kredit just Lonsis not responsible to verify the accuracy and genuineness of your content, nor does it guarantee the accuracy, integrity or quality of such content. You understand and agree that your use of the Service and any content is solely at your own risk. You are responsible for backing up, to your own computer or other device, any important documents, images or other content that you store or access via the Service. kredit just Lonsshall use reasonable skill and due care in providing the Service, but kredit just Lonsdoes not guarantee or warrant that any content you may store or access through the Service will not be subject to inadvertent damage, corruption or loss.
kredit just Lons(and its licensors, where applicable) own all right, title and interest, including all related intellectual property rights, in and to the content featured on the kredit just LonsPlatform, the service rendered thereby, and in any suggestions, ideas, enhancement requests, feedback, recommendations or other information provided by you or any other party to kredit just Lons. You shall not create, prepare, distribute, exchange, copy, adapt, modify, sell, transmit, publicly display, publicly perform, broadcast any work which is a derivative of or which is based upon such intellectual property.
This Agreement is not a sale and does not convey to you any rights of ownership in or related to the kredit just LonsPlatform or the intellectual property rights owned by kredit just Lonsor by its licensors. The kredit just Lonsname, the kredit just Lonslogo, and the names associated with the kredit just LonsPlatform are trademarks of kredit just Lonsand other third parties, and no right or license is granted to you use them.
Any personal information or details belonging to you and provided by you while availing or accessing the kredit just LonsPlatform, belong solely to you.
In consideration of your acceptance and continuing compliance with the provisions of these Terms, kredit just Lonsgrants you a restricted, revocable, non-exclusive, non-transferable license (“License”) to access and use the kredit just LonsPlatform. The License is revocable without requiring prior notice.
If you involve in any of the following activities, then without prejudice to any of the rights of kredit just Lons under the law, the License shall automatically revoke without any forenotice.
You acknowledge and agree that the kredit just LonsPlatform is provided “as is,” and “as available” basis, without warranty of any kind, either express or implied to the maximum extent permitted by applicable laws. kredit just Lonsexpressly disclaims any and all other promises, representations and warranties, whether express or implied, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, system integration and/or data accuracy in connection with use of the kredit just LonsPlatform. kredit just Lonsdoes not warrant that the kredit just LonsPlatform, any application service or any other services provided by kredit just Lonswill meet your requirements or that the operation of the kredit just LonsPlatform, any application service or any other services will be uninterrupted or error-free, or that all errors will be corrected. kredit just Lonsmake no warranty regarding the quality of the kredit just LonsPlatform, services, content or product or the accuracy, your inability to use the kredit just LonsPlatform, or the timeliness, truthfulness, completeness or reliability of any information obtained the kredit just LonsPlatform.
No advice or information, whether oral or written, obtained from kredit just Lonsor through the kredit just Lons Platform creates any warranty not expressly made herein. You are solely responsible for all of your communications and interactions with any third-party with whom you communicate or interact as a result of your use of the kredit just LonsPlatform. kredit just Lonsmakes no representations or warranties as the conduct or quality of services rendered by such third-parties.
The intermediaries that are involved in the kredit just LonsPlatform viz., Financial Institutions are verified by kredit just Lonsto be registered with the applicable authorities at the time of their registration; however, kredit just Lonsdoes not monitor their good-standing on a periodic basis. Such Financial Institutions are responsible to ensure compliance with the terms of their registration and with the applicable laws; kredit just Lonsdoes not monitor such compliance. kredit just Lonshas neither the authority, nor the obligation, to enquire into the business affairs and the conduct of business of such Financial Institutions. You are advised to examine the terms of business of such Financial Institutions and to evaluate the services offered by them before transacting with them.
kredit just Lonsis merely a technology platform and does not offer any loans/ advances. kredit just Lonsis not a financial institution and regulated by RBI. Based on the data available to kredit just Lons, it may publish fact- based views and opinions regarding, inter alia, the services offered using the kredit just LonsPlatform. kredit just Lonsdoes not recommend any services offered using the kredit just LonsPlatform, and is will not be liable for any loss of whatsoever nature arising therefrom. The content and data available on kredit just Lons Platform are for illustration purposes only. While care has been taken in preparing the contents provided on the kredit just LonsPlatform, such contents are provided to you on an “as is” and “as available” basis, without warranty of any kind either express or implied. In particular, no warranty regarding accuracy, suitability or relevance for a particular purpose is given in relation to such contents. kredit just Lons, its directors, and its employees make no representations, endorsements or warranties of any kind about the services, content, information and/or data contained on the kredit just LonsPlatform.
Due to the global nature of the internet, the kredit just LonsPlatform may be accessed by users in countries other than India. kredit just Lonsmakes no warranties that materials on the kredit just LonsPlatform are appropriate or available for use in such jurisdictions. If it is illegal or prohibited for you to access or use the kredit just LonsPlatform, then you should refrain from doing so. If you choose to access the kredit just LonsPlatform from outside India, then you do so on their own initiative and are responsible for compliance with all applicable laws and regulations.
kredit just Lonshereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. kredit just Lonsconsiders itself and intends to be subject to the jurisdiction only of the courts of Mumbai, India. If you don't agree with any of our disclaimers above, then do not use our Services.
kredit just Lonsexpressly disclaims any liability in respect of any of the above matters.
You acknowledge and agree that, to the maximum extent permitted by law, the entire risk, damages and losses arising out of your access to the kredit just LonsPlatform and content available thereon, any contact you have with any other third-party operators, financial institutions, vendors, service providers, among others, whether in person or online remains with you. Neither kredit just Lonsnor any of its employees, representatives, agents, sub-contractors, licensors involved in creating, producing, or operating the kredit just LonsPlatform and content thereon, will be liable for any incidental, special, exemplary or consequential damages, including theft, delay or non-performance, server error, lost profits, loss of data or loss of goodwill, service interruption, computer damage or system failure or the cost of substitute products or services, or for any damages for personal or bodily injury or emotional distress arising out of or in connection with your use of the kredit just LonsPlatform or content therein, or inability to use the kredit just LonsPlatform or content thereon, from any communications, interactions or meetings with any third-party operators, financial institutions, vendors, service providers, among others whether in person or online or other persons with whom you may communicate or interact as a result of your use of the kredit just LonsPlatform, whether based on warranty, contract, law, tort (including negligence), product, content or service liability irrespective of whether or not we have been informed of the possibility of such damage, even if a limited remedy set forth herein is found to have failed of its essential purpose.
kredit just Lonsshall not be liable for any loss or damage arising to you or failure or delay in complying with your instruction which is caused directly or indirectly by any event or circumstances beyond its control. Notwithstanding anything to the contrary contained elsewhere, the total liability of kredit just Lonsto you for all claims arising from or relating to this agreement, privacy policy and terms relating to Services, including, without limitation, any claim for indemnification or any cause of action arising in contract, tort, or strict liability, will not exceed Rs. 1,000/- (Rupees One Thousand only). You agree that given the nature of services to be provided by kredit just Lons, being merely those of a technology platform, this limitation of liability is fair, equitable and reasonable. You acknowledge that your acceptance of this limitation of liability is the basis of the legally binding agreement constituted hereby and that absent such acceptance, this agreement would not have been consented to by kredit just Lons.
Notwithstanding any provision to the contrary, in respect of any loss or claims arising due to any deficiency or delay in use of the kredit just LonsPlatform, your exclusive remedy and the entire liability of kredit just Lonsshall be the correction of such deficiency or delay on a going forward basis.
You acknowledge and understand that the disclaimers, exclusions and limitations of liability set forth in herein form an essential basis of the contract between you and kredit just Lons, that kredit just Lonshas relied upon your acceptance of such disclaimers, exclusions and limitations of liability while agreeing to the provisions of these Terms, and that absent such disclaimers, exclusions and limitations of liability, the agreement constituted hereby would not have been consented to by kredit just Lons.
The provisions of this clause shall survive the termination of the agreement constituted hereby.
You acknowledge and agree to release, defend, indemnify, and hold kredit just Lonsand its affiliates and subsidiaries, officers, directors, employees, contractors, sub-contractors and agents, harmless from and against any claims including third-party claims, liabilities, damages, losses, and expenses, including, without limitation, legal fees, arising out of or in any way connected with the access or use of the kredit just LonsPlatform or content therein by you or any persons or representatives on your behalf.
kredit just Lonsacknowledges and agrees to defend, indemnify, and hold you harmless from and against any third-party claims arising out of infringement of any third-party intellectual properties in respect of the kredit just LonsPlatform (“Infringement Claims”) if you provide kredit just Lonswith prior written notice of such third-party claims and you give kredit just Lonsthe control to defend and settle any claim as per its discretion. kredit just Lonsshall allow your legal representative to defend you, provided the control of the entire case regarding the claim remains with kredit just Lons.
kredit just Lonsreserves the right to amend these Terms at its discretion, without the need to provide prior notice to you. You can review the most current version of these Terms at any time by visiting this webpage. It is your responsibility to check this webpage periodically for changes. If you do not agree with any of the contents of these Terms, you must immediately cease your access and use of the kredit just LonsPlatform. By continuing to use or access the kredit just LonsPlatform, you confirm that you have read, understood and accepted each of the provisions of these Terms.
If kredit just Lonscannot perform its obligations hereunder due to an act of God such as a pandemic, an epidemic, government decisions, labour unrest, insolvency, business exigencies, operational and technical issues, international events, change in climate, change in laws, terrorist activity, refusal or delay in performance by third-party service providers, technological issues, server failures, or any other reason beyond the control of kredit just Lons, then kredit just Lonswill be excused from such performance to the extent of such prevention, restriction or interference for the period that it persists.
You or anyone acting on your behalf, will not directly or indirectly, disparage or denigrate or encourage others to disparage or denigrate kredit just Lonsor the kredit just LonsPlatform. You shall not do any act which would adversely affect kredit just Lons, the conduct of its business, or its business reputation. For purposes of this provision, the term “disparage” includes without limitation a) any comments or statements or inputs orally or in writing made in any matter or medium in the press or the media whether digital or otherwise or any other social networking sites; b) any publications, post, or otherwise release of any material in written, oral or electronic format; c) any speeches, interviews, or public statements that mentions us, our operations, clients, employees, products, or services with or without our prior written consent.
You or anyone on your behalf, will not, directly or indirectly solicit, encourage, facilitate, hire, engage, employ, coerce or induce any of our prospects, vendors, advertisers, agents, sales representatives, employees, contractors, consultants, service-providers, or licensees, to curtail their business relationship with kredit just Lons. This excludes recruitments conducted pursuant to a non-targeted, general campaign.
Nothing contained these Terms constitute a relationship akin to a partnership or joint venture between you and kredit just Lonsor constitute one of them to be a representative or an agent of the other.
No third-party shall be entitled to make a claim under these Terms against kredit just Lons.
If a court finds any provision of these Terms, or portion thereof to be unenforceable, then (a) the remainder of this Agreement shall continue in full force and effect, and (b) the impugned provision will be modified to the least extent possible so as to render it enforceable. The invalidity or unenforceability of any provisions of this Agreement in any jurisdiction shall not affect the validity, legality or enforceability of this Agreement in any other jurisdiction.
kredit just Lonsreserves the right to modify the provisions of these Terms. Any changes made here will be reflected on this webpage. Your continual use of the kredit just LonsPlatform shall be considered as an acceptance of the amended Terms.
All disputes in connection with a provision of these Terms shall be resolved by arbitration as per the Indian Arbitration and Conciliation Act, 1996 (as amended). The arbitration shall be conducted in Mumbai in English by a sole arbitrator jointly appointed by you and kredit just Lons. If you and kredit just Lonsare unable to decide on an arbitrator within thirty (30) days, then any of you and kredit just Lonsmay apply to the Hon’ble Bombay High Court under section 11 of the Arbitration and Conciliation Act, 1996 for such appointment. The arbitral award shall be final and binding upon you and kredit just LonsYou irrevocably and unconditionally agree to the exclusive jurisdiction of the courts in Mumbai, India.
The kredit just LonsPlatform, which includes this website https://shreeshambujifinance.online/, is owned and operated by kredit just Lons.
We appreciate you taking the time to read these Terms of Use. You may also read the Privacy Policy and other documents available on the kredit just LonsPlatform, which are effectively a part of this Terms of Use by reference.